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Terms of Service

Last Updated: November 8, 2026

Welcome to VerseMine. These Terms of Service ("Terms") govern your use of the VerseMine mobile application ("App") and related services operated by Kreyman Enterprises LLC ("VerseMine," "we," "us," or "our"). By creating an account or using the App, you agree to these Terms. If you do not agree, please do not use VerseMine.

We have written these Terms in plain language so you can understand your rights and responsibilities. Please read them carefully.

1. Eligibility

VerseMine is intended for users aged 13 and older. In compliance with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect personal information from children under 13. You may not create an account or use VerseMine if you are under 13 years of age.

During account creation, we ask for your date of birth to verify that you meet this age requirement. If you are under 13, you will not be able to create an account, and we will not store any information you entered.

If you are between 13 and 18 years old (or the age of majority in your jurisdiction), you represent that a parent or legal guardian has reviewed and agrees to these Terms on your behalf.

If we learn that we have collected personal information from a child under 13, we will delete that information promptly. If you believe a child under 13 has provided us with personal information, please contact us at support@versemine.app.

2. Your Account

Creating an Account

You can create a VerseMine account using your email address or through Apple or Google sign-in. You are responsible for:

  • Providing accurate information during signup
  • Keeping your login credentials secure
  • All activity that occurs under your account

One Account Per Person

Each person may maintain one VerseMine account. Do not share your account credentials with others.

Account Security

If you believe your account has been compromised, contact us immediately at support@versemine.app. We are not liable for any loss resulting from unauthorized use of your account.

3. Subscriptions and Payments

Free Features

Without a subscription, you can browse daily passages, read community reflections, and submit one free photo for analysis. Some features are available only to subscribers.

Subscription Plans

VerseMine offers the following subscription plans:

Social+ (the core subscription):

  • Monthly: $6.99 per month
  • Annual: $59.99 per year

Both Social+ plans include a 7-day free trial for new subscribers. The free trial is an introductory offer provided by the App Store or Google Play, and it is available only to accounts that have not already used it. If your store account has previously used the trial for VerseMine, your subscription begins as a paid subscription immediately.

AI Pro (an optional upgrade that unlocks "Talk it through" and "In-room conversation" with the AI assistant):

  • Monthly: $12.99 per month
  • Annual: $99.99 per year

AI Pro does not include a free trial. Billing begins immediately on purchase.

Group and Church Plans are sold separately for organizations. They are billed by card through Stripe rather than as an in-app purchase, and their billing, renewal and cancellation terms are set out under "Group and Church Plans" below.

Billing and Auto-Renewal

Social+ and AI Pro subscriptions are purchased through in-app purchases via the Apple App Store or Google Play Store. Your subscription will automatically renew at the end of each billing period unless you cancel at least 24 hours before the renewal date.

Payment is charged to your Apple ID or Google Play account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current period at the rate of your selected plan.

Cancellation

You can cancel a Social+ or AI Pro subscription at any time through your device's subscription settings:

  • Apple: Settings > Apple ID > Subscriptions
  • Android: Google Play Store > Subscriptions

Cancellation takes effect at the end of your current billing period. You will retain access to subscriber features until that date. We do not offer refunds for partial billing periods, except as below.

Refunds for Social+ and AI Pro are handled by the store you subscribed with: Apple at reportaproblem.apple.com, and Google as described on its help page, Request a refund on Google Play.

AI Pro bought on Google Play can also be refunded by us. You can get a full refund of any AI Pro charge, including a renewal, monthly or annual, by asking within 7 days of that charge: email support@versemine.app with your Google Play order number and we issue it through Google Play. A refunded AI Pro plan ends when the refund is issued, and you lose AI Pro then, together with the Social+ features it includes unless you also hold a separate Social+ subscription. After those 7 days we do not refund that charge ourselves; Google's refund page above stays open to you, and the plan runs to the end of its billing period.

Group and Church Plans are not cancellable through those store settings, because they are not billed by the stores — see below.

Group and Church Plans

Group and Church Plans are purchased on our website and billed by card through Stripe, which makes VerseMine the merchant of record for them rather than Apple or Google.

  • These plans automatically renew for the same term (monthly or annual) at the then-current price, unless cancelled before the renewal date.
  • The administrator who purchased the plan can view billing, update the payment method, and cancel at any time from the billing portal linked in the group administrator dashboard. Cancellation there takes effect at the end of the current billing period.
  • Cancelling a group plan removes the plan's benefits from its members at the end of that period. It does not delete their accounts or their content.
  • Refunds: you can ask for a full refund of any charge, including a renewal, by emailing support@versemine.app within 30 days of an annual charge or 7 days of a monthly charge. A refunded plan ends when the refund is issued, and members lose access then, without the usual 30-day grace. We always refund billing errors, such as a duplicate charge or a charge after you cancelled, whenever you tell us, and refunding a duplicate charge leaves your plan running. We do not offer refunds for partial billing periods outside these windows.

Price Changes

We may change subscription prices from time to time. Any price change will take effect at the start of the next billing period following the date of the price change. We will notify you in advance so you can cancel before the change takes effect if you do not agree to the new price.

Free Trial

If you start a free trial, you will not be charged during the trial period. If you do not cancel before the trial ends, your subscription will automatically begin and you will be charged at the applicable rate.

4. User-Generated Content

What You Create

VerseMine allows you to create and share content, including:

  • Written reflections on Bible passages
  • Photos of your Bible pages
  • Voice recordings (transcribed to text)
  • Comments on others' reflections
  • Reactions to reflections and comments

Your Ownership

You retain ownership of the content you create. We do not claim ownership of your reflections, photos, recordings, or comments.

License You Grant Us

By posting or sharing content on VerseMine, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, display, reproduce, distribute, and store your content for the purpose of operating, improving, and promoting the App. This license continues for as long as your content is on our platform and for a reasonable period after deletion to allow for technical removal from backups and caches.

For clarity, this license allows us to:

  • Display your reflections to your friends and the VerseMine community
  • Process your photos and recordings through our AI services (with your consent; see Section 6)
  • Use aggregated, anonymized data to improve the App

Content Standards

You agree that your content will not:

  • Violate any applicable law or regulation
  • Infringe on the intellectual property or privacy rights of others
  • Contain personal information of third parties without their consent
  • Be deceptive, fraudulent, or misleading
  • Contain malware, spam, or automated content

Removing Your Content

You may delete your own reflections, comments, and other content at any time through the App. Some content (such as reactions or content already shared with others) may not be fully retrievable after deletion.

5. Community Guidelines

VerseMine is a faith-based community built on mutual respect. By using our community features, you agree to the following standards.

Be Respectful

  • Treat others with kindness and grace
  • Engage in good-faith conversations
  • Respect differing perspectives and interpretations

What Is Not Allowed

The following are prohibited on VerseMine:

  • Harassment or bullying: Targeting, threatening, or intimidating other users
  • Hate speech: Content that promotes hatred or violence against individuals or groups based on race, ethnicity, nationality, religion, gender, sexual orientation, disability, or any other protected characteristic
  • Spam and self-promotion: Unsolicited advertising, repetitive messages, or promotional content unrelated to Bible study
  • Explicit or inappropriate content: Sexual content, graphic violence, or content that is not appropriate for a Bible study community
  • Impersonation: Pretending to be another person or misrepresenting your identity
  • Manipulation: Creating multiple accounts, artificially inflating engagement, or gaming the streak system
  • Harmful content: Content that encourages self-harm, dangerous activities, or illegal behavior

Reporting

If you encounter content or behavior that violates these guidelines, you can report it directly within the App. We review all reports and take appropriate action, which may include content removal, warnings, or account suspension.

Blocking

You can block other users at any time. A blocked user cannot see what you share after the block or interact with you. Comments you wrote before the block stay visible to them, under your name, where they could already see them, and a profile photo they already saw may still load for a while after you replace it or delete your account.

6. AI-Powered Features

VerseMine uses third-party artificial intelligence services to provide certain features. We want you to understand how your data is processed.

AI Services We Use

Service Provider What It Does Data Processed
Study Feedback Google Gemini Analyzes your Bible page photos and provides study feedback and annotated images Photos of Bible pages
AI Assistant Anthropic Generates faith-based, Bible-study, and reflective responses; runs safety classifiers Your conversation text
Voice Transcription On your device (local Whisper model) Transcribes dictation to text on your device; the audio never leaves your device. Your voice recordings are never sent to OpenAI. Voice recordings (processed on your device only)
Voice Output (read-aloud) Your device's built-in voice, or a speech server VerseMine operates for premium voices (ElevenLabs, Inc. if enabled) Optional read-aloud of AI assistant replies. AI assistant replies are never sent to OpenAI to be read aloud. AI reply text
Content Moderation OpenAI Automatically reviews shared content for community safety. OpenAI is used only for this moderation. Shared reflections, comments, display names and other profile text, group names and study materials, and images you attach or upload

Your Consent

Before your content is sent to Google Gemini or to the AI assistant (Anthropic) for the first time, we will ask for your explicit consent. You can choose which AI features to enable and can change your preferences at any time in Settings. Your conversations with the AI assistant, typed or spoken, are never sent to OpenAI.

AI Study Feedback, dictation, and read-aloud are optional. You can use VerseMine for Bible reading, text reflections, journaling, and community interaction without enabling these features.

Content Moderation Is Always Active

To maintain a safe community, the content you share (shared reflections, comments, display names and other profile text, and group names and study materials), and the photos you share (your profile picture, images on a shared reflection, and any image attached to a comment on one), is automatically reviewed by OpenAI for content that violates our Community Guidelines. Entries you keep private, their text and photos and your own comments on them, are not sent unless you later choose to share them. When you share one, its text, photos and your own comments on it are checked at that moment: if a photo or one of your comments is blocked or cannot be checked, or the text is blocked, it is not shared; if the text cannot be checked because the moderation service is unreachable, it is shared without that check. GIFs and your conversations with the AI assistant are never sent. This moderation is part of our commitment to community safety, operates under our Terms of Service, and cannot be turned off. Content moderation is limited to detecting policy violations — it does not generate feedback or analysis of your content.

How AI Providers Handle Your Data

Our AI providers process your data solely to provide the requested service. We require data processing agreements with our AI providers and contractually require them not to train their models on your content. Provider-specific retention and training terms are governed by those agreements. For full details on data handling, retention periods, and your rights, see our Privacy Policy.

AI-Generated Content

AI study feedback and ratings, AI-generated images, and the community fact-checker's replies are labeled as AI-generated within the App. AI-generated content is provided for educational and devotional purposes and should not be treated as authoritative theological interpretation.

The AI Assistant

VerseMine offers an optional AI assistant feature. Conversations with the AI assistant are processed by Anthropic to generate faith-based, Bible-study, and reflective responses.

Not therapy or professional care. VerseMine's AI assistant offers spiritual guidance and biblical encouragement rooted in Scripture. It is not therapy, counseling, or medical or mental-health care; it is not a licensed therapist, counselor, or clinician; and it cannot diagnose, treat, cure, or prevent any condition. It is not legal or financial advice, not a crisis or emergency service, and not a substitute for care from a qualified professional. Nothing it says replaces a conversation with your own pastor — and what you share with a pastor in person may carry legal protections that a conversation with an app does not.

Not confidential or privileged. Conversations with the AI assistant are not confidential in a legal sense. We do not keep the text of your conversations on our servers — it is stored on your device — but each message you send, with a recent part of the conversation, is sent to us and on to our AI provider to produce the reply, and that provider keeps inputs and outputs for a limited period. We do keep some records of AI assistant sessions: that a group session happened and who was in it, and content-free safety records. We do not record group-session audio. Those records can be reached by valid legal process such as a subpoena or court order, and our AI provider and your device's iCloud or Google backup may hold copies under their own terms. Our staff can access the records we do keep — session records and safety records — but not the text of your conversations, because we do not have it. VerseMine is not a church, pastor, or healthcare provider, and these conversations are not protected by clergy-penitent, therapist, or attorney privilege. Please weigh that before sharing details you would only tell a person bound by those protections. How we handle and retain this data is described in our Privacy Policy.

In a crisis. If you or someone you know is in crisis or may be in danger, call or text 988 (the U.S. Suicide & Crisis Lifeline) or your local emergency number immediately. A real person is available 24/7.

Availability. VerseMine is offered in the United States only at launch, so the App is not available for download in other countries. Within the United States, the AI assistant is further limited in some states. Availability is determined by where you are at the time you use it, so the AI assistant may also be unavailable while you are travelling outside the United States, even if you subscribed here. If you subscribe to AI Pro, it keeps renewing while the AI assistant is unavailable where you are; you can cancel at any time in your device's subscription settings, and refunds are handled by the store you subscribed with, as described under Cancellation. The rest of the App — your daily passage, highlighting and feedback, journal, friends and streaks — continues to work.

7. Content Moderation

How We Moderate

We use a combination of automated and human review to enforce our Community Guidelines:

  • Automated moderation: User-generated text is automatically scanned for violations using AI-powered content safety tools
  • User reporting: Community members can report content that they believe violates our guidelines
  • Human review: Reported content and flagged items are reviewed by our team

Our Right to Act

We reserve the right, but are not obligated, to:

  • Remove or disable access to any content that violates these Terms or our Community Guidelines
  • Issue warnings to users who violate our guidelines
  • Suspend or terminate accounts for repeated or severe violations
  • Take any action we deem necessary to protect the safety of our community

We will make reasonable efforts to act fairly, but moderation decisions are made at our discretion.

Appeals

If you believe your content was removed in error, you can contact us at support@versemine.app. We will review the decision and respond within a reasonable time. This does not apply to material removed because of a copyright notice: to contest that removal, send a counter-notice as described in Section 8.

8. Intellectual Property

Our Property

VerseMine, including its design, code, features, branding, logos, and original content, is owned by us and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works from any part of the App without our written permission.

Bible Content

Daily Bible passages provided in the App may be sourced from various Bible translations. Each translation is the intellectual property of its respective copyright holder and is used in accordance with applicable licenses and permissions. Copyright notices for Bible translations are displayed alongside passage text within the App.

Feedback

If you provide us with suggestions, ideas, or feedback about VerseMine, you grant us the right to use that feedback without restriction or compensation.

Copyright Complaints (DMCA)

We respect the intellectual property of others and expect our members to do the same. If you believe that content posted on VerseMine infringes a copyright you own, or one you are authorized to act for, you can send a written notice to our designated copyright agent under the U.S. Digital Millennium Copyright Act (DMCA, 17 U.S.C. 512).

Our designated agent. Send copyright notices to:

  • Agent: Copyright Agent, Kreyman Enterprises LLC
  • Mail: 1312 17th St PMB 71098, Denver, CO 80202
  • Phone: (720) 588-3649
  • Email: support@versemine.app

What a notice must include. To be valid, your notice must be in writing and include:

  • Your physical or electronic signature (or that of the person authorized to act for the copyright owner)
  • Identification of the copyrighted work you believe is infringed (or, if one notice covers several works, a representative list of them)
  • Identification of the material you believe is infringing, with enough information for us to find it in the App, such as a link, the display name of the member who posted it, or a description of the reflection, comment, or image
  • Your contact information: your name, mailing address, telephone number, and email address
  • A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law
  • A statement that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or are authorized to act on the owner's behalf

When we receive a valid notice, we will remove or disable access to the material and let the member who posted it know. If your notice is missing information, we may ask you for it. If you knowingly misrepresent that material is infringing, you may be liable for damages under 17 U.S.C. 512(f).

Counter-notices. If material you posted was removed because of a copyright notice and you believe it was removed by mistake or misidentification, you can send a counter-notice to the same agent. It must be in writing and include:

  • Your physical or electronic signature
  • Identification of the material that was removed and where it appeared before it was removed
  • A statement, under penalty of perjury, that you have a good-faith belief that the material was removed or disabled as a result of mistake or misidentification
  • Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district where your address is located (or, if your address is outside the United States, any judicial district in which we may be found), and that you will accept service of process from the person who sent the original notice or their agent

When we receive a valid counter-notice, we will forward a copy of it to the person who sent the original notice. We will restore the material no sooner than 10 and no later than 14 business days after we receive the counter-notice, unless that person first tells our agent that they have filed a court action to stop the member who posted it from engaging in infringing activity related to the material.

Repeat infringers. We terminate the accounts of members who repeatedly post infringing material, after verified notices. This is a ground for termination under Section 11 in addition to the ones listed there.

Other concerns. For anything other than copyright, such as harassment or other content that breaks our Community Guidelines, keep using the in-app reporting described in Section 5. An in-app report is not a copyright notice; please send copyright notices to our agent as described above.

9. Disclaimer of Warranties

VerseMine is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The App will be available at all times or without interruption
  • The App will be free of errors, bugs, or security vulnerabilities
  • AI-generated feedback will be accurate, complete, or theologically sound
  • Your content will be preserved indefinitely

Bible study feedback generated by AI is for educational and devotional purposes only. It is not a substitute for pastoral counsel, professional theological education, or personal study with qualified teachers.

10. Limitation of Liability

To the fullest extent permitted by applicable law:

  • We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of VerseMine
  • We are not liable for any loss of data, revenue, or content
  • Our total liability for any claim arising from these Terms or your use of the App is limited to the amount you paid us in the 12 months preceding the claim, or $50, whichever is greater

These limitations apply regardless of the theory of liability (contract, tort, or otherwise) and even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In those jurisdictions, our liability is limited to the greatest extent permitted by law.

11. Termination

By You

You can stop using VerseMine at any time. To delete your account, go to Profile > Settings > Delete Account within the App, at the bottom of Settings, unless you manage a church or group plan that is still in effect, including its grace period after it is cancelled; then the account can be deleted once the plan ends or our support team transfers it. Account deletion removes your profile, reflections, comments, and other content. This action is permanent and cannot be undone. If you have an active subscription, deleting your account does not automatically cancel your subscription — please cancel through your device's subscription settings first.

By Us

We may suspend or terminate your account if:

  • You violate these Terms or our Community Guidelines
  • You engage in conduct that is harmful to other users or the VerseMine community
  • We are required to do so by law
  • We discontinue the App (with reasonable notice)

If we terminate your account for a violation, you may not create a new account without our permission.

Effect of Termination

Upon termination, your right to use the App ceases immediately. Sections of these Terms that by their nature should survive termination will remain in effect, including Sections 4 (license grant), 8, 9, 10, and 12.

12. Governing Law and Disputes

These Terms are governed by and construed in accordance with the laws of the United States and the State of Colorado, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of VerseMine will be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, except that either party may seek injunctive relief in any court of competent jurisdiction.

Class Action Waiver: You agree to resolve disputes with us on an individual basis. You waive any right to participate in a class action, class arbitration, or representative proceeding.

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

13. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will:

  • Update the "Last Updated" date at the top of this page
  • Notify you through the App or by email before the changes take effect
  • Give you a reasonable period to review the changes

Your continued use of VerseMine after the updated Terms take effect constitutes your acceptance of the changes. If you do not agree to the updated Terms, please stop using the App and delete your account.

14. Contact Us

If you have questions about these Terms, need support, or want to report a concern, reach out to us:

We aim to respond to all inquiries within a reasonable time.

15. Additional Terms

Third-Party Services

VerseMine integrates with third-party services, including Apple and Google for authentication and payments, Stripe for group and church plan checkout and billing, and AI providers (Anthropic, OpenAI, and Google) as described in Section 6 and in our Privacy Policy. Your use of these third-party services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party services.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and VerseMine regarding your use of the App.

Assignment

We may assign our rights and obligations under these Terms. You may not assign yours without our written consent.

No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

Thank you for being part of the VerseMine community. We are glad you are here, and we are committed to providing a meaningful space for your Bible study journey.